Andrich Insurance

Every small business owner knows the importance of having adequate business insurance. Having the right coverage may mean the difference between success or failure when faced with a natural disaster, accident, or a liability claim.

But how can you be sure of buying the right coverage? The most common types of commercial insurance are property, liability and workers' compensation.  In general, property insurance covers damages to your business property; liability insurance covers damages to third parties; and workers' compensation insurance covers on-the-job injuries to your employees. Depending on your business, you may want additional specialized coverages.