Andrich Insurance

The GrandProtect policy from MetLife Auto & Home is a comprehensive insurance plan that conveniently manages all your customer’s insurance needs, while minimizing gaps in coverage. It’s designed specifically for customers with high-value assets and demanding insurance requirements. One policy package creates a personal safety net for virtually all personal property and casualty insurance needs.

One Company, One Policy Package
With GrandProtect, the insurance process is simplified because there’s just one company and one policy package—and one premium payment—to cover everything, including:

Homes: Primary and secondary homes, condos, and apartments, as well as leased and investment property.

Vehicles: Autos, motorcycles, motorhomes, camper trailers, snowmobiles, and other recreational vehicles.

Personal Property: Highly valuable property such as heirlooms, silverware, jewelry, collections, and furs.

Boats: Sailboats, powerboats, and other watercraft.

Liability: Protection for legal responsibilities.

Identity Theft: Resolution services and expense reimbursement along with credit card protection.

One Bill: All personal insurance coverages are consolidated on one easy-to-track billing statement, with a choice of payment options.

One Deductible: With GrandProtect, there’s only one deductible to pay for any one loss—even if more than one type of property is damaged. If your clients had separate policies for each coverage, they’d typically pay separate deductibles.

Replacement Cost Coverage: GrandProtect provides replacement cost coverage on auto, home, and most possessions, which means that they will be repaired or replaced without any deduction for depreciation. If a customer’s auto is totaled in a covered loss, we’ll replace it with a new, same model or comparable automobile. We also designed our GrandProtect coverage to meet the current cost to rebuild, ensuring the home will be put back the way it was, with no surprises.

Comprehensive Coverage: GrandProtect also expands protection through its Comprehensive Coverage feature, which means that if a loss is not specifically excluded in the policy, then it is covered.

Discounts: GrandProtect offers money-saving credits that can lower premiums when your customers take steps to improve safety, such as:

•Installing home protection devices (smoke detectors, deadbolt locks, and a centralized alarm system) – up to 15% off!

•Completing a defensive driving course or driver improvement course (not available in all states) – up to 10% off!